Instant Bank Account Verification - FinTech Product Prototype
The Challenge
Dwolla's customers were in need of a reliable and efficient method of connecting and verifying their end users’ bank accounts through their websites and mobile applications (think personal finance applications, like Mint, where you add your bank account to track expenses etc.). The traditional method, micro-deposits, was a painstaking experience with an average clearing time of 2-3 days.
I was tasked with designing this new product to expedite the process by entering online banking credentials. This product would verify a bank account in seconds by searching for the financial institution and correctly entering the appropriate information. It used a client-side Javascript library that came with options to fully customize the CSS to fit within the experience of the customer's application but I crafted the UI/UX with delightful and neutral aesthetics so it could be used straight out of the box.
My Process
- Competitive Analysis & Research
- Sketching / Wireframes
- Review with Stakeholders
- Mockups & Prototyping
- Usability Testing
- Iterate on Feedback
- Finalize Designs
Low-fidelity Wireframes
After the research phase, I got started with quick sketches to get some ideas documented.